Flexible Roofing Financing Options

Affordable Monthly Payments in Lexington, KY

A high quality roof protects your home and everything inside it.

We understand that roof replacement or major repairs can be a significant investment. That’s why Ridge Point Solutions offers flexible financing options to help homeowners in Lexington and Central Kentucky move forward without unnecessary delay.

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A HIGH-QUALITY ROOF IS ESSENTIAL FOR PROTECTING YOUR HOME, BUT A ROOF REPLACEMENT CAN BE A SIGNIFICANT INVESTMENT. AT RIDGEPOINT SOLUTIONS AND SHEET METAL, WE UNDERSTAND THAT UPFRONT COSTS CAN BE CHALLENGING, WHICH IS WHY WE OFFER FLEXIBLE FINANCING OPTIONS THROUGH IN HOUSE FINANCING AND YGRENE.

What You’ll Get

Flexible Payment Plans

Fixed Monthly Payments

Fast and simple approval process

Minimal paperwork

The ability to complete your project now and pay over time

Why Finance Your Roof?

Spread the cost over time
Avoid large upfront expenses while protecting your home immediately.

Protect your investment
A new roof improves home value, structural protection, and long term durability.

Fast approval process
Many applicants can pre qualify quickly depending on the selected financing program.

Available Financing Options

We offer credit based financing programs that may include:

  • 0% interest promotional plans (limited term options)
  • Low interest extended payment plans
  • Long term financing options for lower monthly payments

Program availability and terms vary based on credit profile and selected lender.

There is no prepayment penalty on most plans, allowing you to pay off early if desired.

Why Choose Ridgepoint Solutions and Sheet Metal?

Multiple Types of Financing Available

10 year contractor warranty + 35-50 years manufacturer warranty

Family owned and trusted over 25 years in business. 2025 Winners of BBB Torch Award

4.8 star rating on google with 200+ reviews a+ rating on bBB

full service metal roofing shop with in house crews

Full Service Contractor Roof Replacement & Repairs Shingle/Tile/Flat/Metal

Financing Packages

Credit Based Financing Options

  • 0% Interest 12 Months
    • Interest-Free for 12 Months
  • 0% Interest 18 Months
    • Our Most Popular Plan
    • Flexible Interest Free
  • 9.99% Interest 120 Months
    • Reduced Interest
    • Best For Really Low Monthly Payments


No PrePayment penalty

F.A.Q

Who qualifies?

Approval depends on the selected financing program. Most options are credit based. Contact us for a free consultation and we will walk you through available options.

How do I apply?

Schedule a consultation with a roof advisor. We will review your project and guide you through the application process.

Can I finance upgrades with my roof?

Yes. In many cases, roofing upgrades and related improvements can be bundled into the same financing package.

What affects approval and terms?

Approval and loan terms typically depend on credit profile, loan amount, and selected financing program.